{"id":46336,"date":"2021-04-22T00:42:27","date_gmt":"2021-04-21T22:42:27","guid":{"rendered":"https:\/\/dentalgeneva.ch\/supplementary-insurances-for-adult-orthodontics\/"},"modified":"2024-02-05T18:13:27","modified_gmt":"2024-02-05T17:13:27","slug":"supplementary-insurances-for-adult-orthodontics","status":"publish","type":"post","link":"https:\/\/dentalgeneva.ch\/en\/supplementary-insurances-for-adult-orthodontics\/","title":{"rendered":"Supplementary Insurances for Adult Orthodontics"},"content":{"rendered":"\n<p>If you are reading this article, chances are you are considering undergoing orthodontic treatment such as teeth alignment for adults using Invisalign clear aligners. Basic health insurance (LAMal) reimburses dental treatments only if they are caused by a severe illness or an accident. Therefore, it is essential to have dental supplementary insurance to get reimbursed for orthodontic expenses.<\/p>\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns link has-text-color has-background has-link-color wp-elements-f63a7f87fa0cf2309156f1b299bbca77 is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\" style=\"color:#c4707c;background-color:#c4707d12\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Table of Contents<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a class=\"sommaire-links\" href=\"#remboursement-appareils-orthodontiques-adultes\">Reimbursement for Adult Orthodontic Appliances<\/a><\/li>\n\n\n\n<li><a class=\"sommaire-links\" href=\"#conseils-sp%C3%A9cialiste-orthodontie-adulte\">Advice from an Adult Orthodontics Specialist<\/a><\/li>\n\n\n\n<li><a class=\"sommaire-links\" href=\"#assurances-complementaires-dentaires-suisse\">Dental Supplementary Insurances in Switzerland<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"remboursement-appareils-orthodontiques-adultes\" style=\"font-size:28px\">Reimbursement for Adult Dental Braces<\/h2>\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Contrary to popular belief, no insurer will cover the total cost of orthodontic treatment. Most supplementary insurances offer a reimbursement of expenses up to an average of 75%, with a maximum coverage ranging from CHF 1&#8217;000 to CHF 15&#8217;000.- per year. To be well insured, the maximum amount should not be less than CHF 5&#8217;000. I recommend you personally contact all insurance companies to request a personalized offer.<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"conseils-sp&#xE9;cialiste-orthodontie-adulte\" style=\"font-size:28px\">Advice from an Adult Orthodontics Specialist<\/h2>\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"link\">Firstly, if you haven&#8217;t already, I advise you to make an appointment with our Dental Geneva office to get an accurate evaluation of your needs and the cost of treatment. This cost depends on the complexity of the misalignment and the desired aesthetic result. <\/p>\n\n<p>Having your needs evaluated by an orthodontist specialized in adult orthodontics will allow you to choose a more suitable dental supplementary insurance, save substantial amounts of money, and above all avoid unpleasant surprises.<\/p>\n\n<p class=\"link\">Second advice: be wary of offers proposing low-cost aligners that promise you a Hollywood smile for a few tens of francs per month. This investment may not meet your expectations (<a href=\"https:\/\/dentalgeneva.ch\/en\/invisalign-vs-low-cost-aligners-which-is-the-better-choice\/\">read the article<\/a>), and unfortunately, your dental insurance will not cover a second treatment if the first one did not satisfy you.<\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"assurances-complementaires-dentaires-suisse\" style=\"font-size:28px\">Dental Supplementary Insurances in Switzerland<\/h2>\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>The following table provides an example of coverage for adult orthodontic treatments by the main insurance companies.<\/p>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-text-align-center\" style=\"font-size:18px\">The amount of the monthly premium is calculated<br\/><strong>for a<\/strong> <strong>30-year-old man<\/strong> living in Geneva. <\/p>\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<table id=\"tablepress-4\" class=\"tablepress tablepress-id-4\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Assureur<\/th><th class=\"column-2\">Formule<\/th><th class=\"column-3\">Prise en charge<br>des frais orthodontiques<\/th><th class=\"column-4\">Prime mensuelle <br>(en CHF)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Helsana<\/td><td class=\"column-2\">DENTAPlus Bronze<\/td><td class=\"column-3\">50% des co\u00fbts, max CHF 1000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">21.4<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">DENTAPlus Argent<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 2000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">40.2<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">DENTAPlus Or<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 3000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">62.9<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Visana<\/td><td class=\"column-2\">Classe 5<\/td><td class=\"column-3\">50% des co\u00fbts, max CHF 1200.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">38.2<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Classe 8<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 1800.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">53.4<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Classe 9<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 3000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">83.9<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Classe 10<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 5000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">122.1<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">Concordia<\/td><td class=\"column-2\">Variante 2<\/td><td class=\"column-3\">50% des co\u00fbts, max CHF 1000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">33<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Variante 3<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 1500.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">48<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Variante 4<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 2000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">62<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">CSS<\/td><td class=\"column-2\">Option 1<\/td><td class=\"column-3\">50% des co\u00fbts, max CHF 1000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">27.2<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Option 2<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 3000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">64.7<\/td>\n<\/tr>\n<tr class=\"row-14\">\n\t<td class=\"column-1\">Groupe Mutuel<\/td><td class=\"column-2\">Dentaire Plus 1<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 1000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">29<\/td>\n<\/tr>\n<tr class=\"row-15\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Dentaire Plus 2<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 3000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">36<\/td>\n<\/tr>\n<tr class=\"row-16\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Dentaire Plus 3<\/td><td class=\"column-3\">75% des co\u00fbts, max CHF 15000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">45<\/td>\n<\/tr>\n<tr class=\"row-17\">\n\t<td class=\"column-1\">Sanitas<\/td><td class=\"column-2\">Dental<\/td><td class=\"column-3\">80% des co\u00fbts, max CHF 5000.\u2013 par ann\u00e9e civile<\/td><td class=\"column-4\">49.7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-4 from cache -->\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Make an appointment to get an accurate evaluation of your needs and the cost of treatment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Basic health insurance reimburses dental treatments only if they are caused by a severe illness or an accident. Discover the different dental supplementary insurance options to get reimbursed for orthodontic expenses.<\/p>\n","protected":false},"author":2,"featured_media":43828,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[29],"tags":[],"class_list":["post-46336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-orthodontics-geneva"],"acf":[],"_links":{"self":[{"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/posts\/46336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/comments?post=46336"}],"version-history":[{"count":0,"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/posts\/46336\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/media\/43828"}],"wp:attachment":[{"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/media?parent=46336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/categories?post=46336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dentalgeneva.ch\/en\/wp-json\/wp\/v2\/tags?post=46336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}